Terms and Conditions
Effective Date: June 13, 2025
Welcome to InsuranceMailers.com. These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using InsuranceMailers.com, you agree to comply with these Terms. If you do not agree, please do not use our website or services.
1. Use of the Website
You agree to use the website only for lawful purposes and in accordance with these Terms. You are responsible for ensuring that your access to the website is legal in your jurisdiction.
2. Services Provided
InsuranceMailers.com is a subscription-based direct mail service used by insurance professionals to market to prospective and current consumers. We do not sell insurance directly, are not licensed insurance agents, and act as an intermediary to facilitate connections.
3. Eligibility
You must be at least 18 years of age to use our services. By using the site, you represent and warrant that you meet this requirement.
4. User Responsibilities
When using our website, you agree to:
- Not misuse the site, including for fraudulent purposes.
- Not interfere with the website’s operation or security.
- Not send unsolicited or unauthorized advertising.
- Provide accurate and truthful information.
- Be solely responsible for the content of all mailers submitted, ensuring it is accurate, truthful, non-misleading, and complies with all applicable federal, state, and local laws, including insurance advertising and consumer protection regulations.
- Ensure mailers comply with state-specific insurance regulations, including disclosures, licensing information, and prohibitions on false or misleading statements.
InsuranceMailers.com does not review, edit, or approve user-submitted mailer content for accuracy, legality, or regulatory compliance. Users bear sole responsibility for ensuring compliance.
5. Account and Access
Some services require account registration. You are responsible for maintaining the confidentiality of your login information and all activity under your account.
6. Subscription and Billing Terms
Certain services require a paid subscription. By subscribing, you authorize recurring monthly charges to your payment method.
- Monthly Billing: Subscriptions are billed monthly, starting on the initial purchase date.
- Automatic Renewal: Subscriptions renew monthly unless canceled before the next billing date.
- No Refunds: All subscription fees are non-refundable once billed.
7. Cancellation Policy
You may cancel your subscription at any time, but cancellations must be made before the next billing date to avoid charges for the following month. Cancellations after the billing date apply to the next month. No prorated refunds or credits are offered for partial months or unused services. To cancel, contact us at info@insurancemailers.com.
8. Intellectual Property
All content, trademarks, logos, and designs on the website are the property of InsuranceMailers.com or its licensors. You may not use, reproduce, or distribute any content without our prior written consent.
9. Disclaimers
Services and information are provided “as is” and “as available.” We do not guarantee the accuracy, reliability, or completeness of any information on the website. We rely on third-party providers for mailing services and are not liable for errors, delays, or issues caused by inaccurate or non-compliant user content.
10. Limitation of Liability
To the fullest extent permitted by law, InsuranceMailers.com and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages, including loss of profits or data, arising from your use of the website or services. We are not liable for claims, damages, fines, or penalties arising from user-submitted mailer content, including misleading, false, or non-compliant information.
11. Indemnification
Users agree to indemnify, defend, and hold harmless InsuranceMailers.com, its affiliates, and third-party service providers from any claims, losses, damages, or liabilities, including legal fees, arising from their mailer content or any violation of applicable laws or these Terms.
12. Third-Party Links
Our website may include links to third-party websites. We are not responsible for their content, terms, or privacy practices.
13. Termination
We reserve the right to suspend or terminate your access to the site at any time, without notice, for conduct that violates these Terms or is harmful to other users or our business.
14. Changes to These Terms
We may update these Terms at any time. Changes will be posted on this page with an updated “Effective Date.” Continued use of the website after changes constitutes acceptance of the revised Terms.
15. Governing Law
These Terms are governed by the laws of California, United States of America.
16. Contact Information
For questions or concerns, contact us at:
- Email: info@insurancemailers.com
- Phone: (908) 456-0722
Address: 8605 Santa Monica Blvd, West Hollywood, CA 90069